Home About Us Services Courses Blog Contact Get a Quote

The Geldwijs Blog

Practical, jargon-free articles on budgeting, saving, investing and financial planning in the Netherlands. Written by our coaches, based on the questions we hear every day.

Latest Articles

Fresh insights and practical guides, updated twice a month.

Piggy bank on a stack of euro coins
Saving
5 January 20266 min

How Big Should Your Emergency Fund Really Be?

Three months of expenses? Six? We look at what fits your work situation, fixed costs and risk profile—and how to build your buffer without feeling deprived.

Read more
Person reviewing household bills and subscriptions at a kitchen table
Budgeting
22 December 20255 min

The Subscription Audit: Find €40 a Month You Forgot About

Streaming, apps, gym memberships, insurance add-ons. A step-by-step method to list, evaluate and cancel recurring costs—most people find savings within an hour.

Read more
Chart showing long-term growth of an index fund investment
Investing
8 December 20259 min

Index Funds Explained for First-Time Dutch Investors

What are index funds, how do costs and box 3 taxes affect your returns, and how do you start with small amounts? A calm, pressure-free introduction.

Read more
Stack of unpaid bills beside a wallet, illustrating debt repayment planning
Debt
24 November 20257 min

Snowball vs. Avalanche: Choosing a Debt Payoff Strategy

Two proven methods to pay off debt—one builds motivation, the other saves interest. Here is how to pick the right one and stay on track.

Read more
Pension planning documents and a calculator on an office desk
Pensions
10 November 20258 min

The New Pension Law in Plain Language

The pension reform changed how Dutch pensions work. What does the switch to personal pension pots mean for your retirement income, and what can you do now?

Read more
Freelancer working on a laptop at a home office with invoices nearby
Budgeting
28 October 20256 min

Irregular Income: Budgeting When You're Freelance

Variable monthly income makes standard budgets useless. Learn the "baseline budget" method freelancers use to smooth out good and bad months.

Read more